---
url: https://thresholds.pages.dev/hsa/limits/
title: "HSA contribution limits by year: 2025–2027"
updated: 2026-09-07
site: Thresholds
sources:
  - https://www.irs.gov/pub/irs-drop/rp-24-25.pdf
  - https://www.irs.gov/pub/irs-drop/rp-25-19.pdf
  - https://www.irs.gov/pub/irs-drop/rp-26-24.pdf
---

# HSA contribution limits by year: 2025–2027

Every HSA and HDHP amount we have verified, year by year, with what changed between them.

| Tax year | Self-only | Family | Age 55+ | HDHP minimum deductible (self / family) | Contribute until |
|---|---|---|---|---|---|
| 2027 | $4,500 | $9,000 | $1,000 | $1,750 / $3,500 | Tuesday, April 18, 2028 |
| 2026 | $4,400 | $8,750 | $1,000 | $1,700 / $3,400 | Thursday, April 15, 2027 |
| 2025 | $4,300 | $8,550 | $1,000 | $1,650 / $3,300 | Wednesday, April 15, 2026 |

2024 and earlier are not published here: the registry row that would carry the 2022, 2023 and 2024 amounts is still marked unverified, and a figure goes on a tax page only after it has been read off the revenue procedure that set it.

The base limits and the HDHP minimums are re-set for inflation every year under IRC §223(g). The $1,000 catch-up is written into IRC §223(b)(3) and is not indexed, which is why it has not moved.

Per-year pages with the full proration table: https://thresholds.pages.dev/hsa/limits/2025/, https://thresholds.pages.dev/hsa/limits/2026/, https://thresholds.pages.dev/hsa/limits/2027/.

## Sources

- [Rev. Proc. 2024-25 — 2025](https://www.irs.gov/pub/irs-drop/rp-24-25.pdf)
- [Rev. Proc. 2025-19 — 2026](https://www.irs.gov/pub/irs-drop/rp-25-19.pdf)
- [Rev. Proc. 2026-24 (issued 2026-05-29) — 2027](https://www.irs.gov/pub/irs-drop/rp-26-24.pdf)

---
Information, not advice. Figures verified 2026-09-07. https://thresholds.pages.dev/hsa/limits/