---
url: https://thresholds.pages.dev/hsa/limits/2027/
title: "2027 HSA contribution limits: $4,500 / $9,000"
updated: 2026-09-07
site: Thresholds
sources:
  - https://www.irs.gov/pub/irs-drop/rp-26-24.pdf
  - https://www.irs.gov/publications/p969
---

# 2027 HSA contribution limits: $4,500 / $9,000

The 2027 HSA and HDHP amounts, and the prorated contribution limit for every count of eligible months from 1 to 12.

For the 2027 tax year the HSA contribution limit is $4,500 with self-only HDHP coverage and $9,000 with family coverage; anyone aged 55 or over at the end of the year may add $1,000 to their own HSA. A 2027 HDHP needs a deductible of at least $1,750 (self-only) or $3,500 (family), with annual out-of-pocket no more than $8,700 or $17,400. Contributions for 2027 may be made until Tuesday, April 18, 2028.

## The 2027 proration table

A month counts when you had qualifying HDHP coverage on its first day and no disqualifying coverage. The limit is the annual amount times eligible months divided by twelve, rounded to the dollar.

| Eligible months | Self-only | Family | Age-55 catch-up |
|---|---|---|---|
| 1 of 12 | $375 | $750 | $83 |
| 2 of 12 | $750 | $1,500 | $167 |
| 3 of 12 | $1,125 | $2,250 | $250 |
| 4 of 12 | $1,500 | $3,000 | $333 |
| 5 of 12 | $1,875 | $3,750 | $417 |
| 6 of 12 | $2,250 | $4,500 | $500 |
| 7 of 12 | $2,625 | $5,250 | $583 |
| 8 of 12 | $3,000 | $6,000 | $667 |
| 9 of 12 | $3,375 | $6,750 | $750 |
| 10 of 12 | $3,750 | $7,500 | $833 |
| 11 of 12 | $4,125 | $8,250 | $917 |
| 12 of 12 | $4,500 | $9,000 | $1,000 |

Machine-readable copy: https://thresholds.pages.dev/hsa/limits/2027.csv. Work out your own months: https://thresholds.pages.dev/hsa/.

## Sources

- [Rev. Proc. 2026-24 (issued 2026-05-29)](https://www.irs.gov/pub/irs-drop/rp-26-24.pdf)
- [IRS Publication 969](https://www.irs.gov/publications/p969)

---
Information, not advice. Figures verified 2026-09-07. https://thresholds.pages.dev/hsa/limits/2027/